Under my advice, buyers will find detailed information about the neighborhood they want. I accompany you from the beginning in the process and we look at each of the options that fit your budget. For this I count on the powerful MLS® search engine. I love the idea of accompanying those who are interested in buying, for them nothing better than the Featured Homes section. I invite you to browse this excellent list of houses, which contain listings carefully selected for their quality, location and amenities.
Sometimes clients come to me with a lot of fears about home buying.
But with these ten steps, you will see how simple and easy the process can be with the right realtor by your side:
Step 1. Are you ready to buy a house?
If you want to be a homeowner for the first time or if you are a recurring buyer, buying a house is a financial and emotional decision that requires the experience and support of a professional like me.
Step 2. Hire Luz Verost as your Realtor!
In the labyrinth of forms, financing, inspections, marketing, pricing and negotiation, it makes sense to work with a professional who knows the community and much more.
Step 3. Get a pre-approval of the mortgage
Most first-time buyers must finance the purchase of their home, and a consultation with a mortgage lender is a crucial step in the process. Find out how much you can pay before you start your search at home.
Step 4. Look at homes
A quick search on my site will show you thousands of homes for sale. Educating yourself in your local market and working as your real estate agent can help you reduce your priorities and make an informed decision about which home to choose.
Step 5. Choose a home
While no one can know for sure what will happen to the values of the home, if you choose to buy a home that meets your needs and priorities, you will be happy living in it for years to come.
Step 6. Obtain financing
The cost of financing the purchase of your home is usually greater than the price of the home (once the interest, closing costs and taxes are added). Get as much information as possible about your mortgage options and other costs.
Step 7. Make an offer
While much attention is paid to the sale price of a home, a purchase proposal includes both the price and the terms. In some cases, the terms can represent thousands of dollars in additional value (or additional costs) for buyers.
Step 8. Get insurance
No sensible owner would drive without insurance, so it is assumed that no owner should have insurance either. Real estate insurance protects owners in case of catastrophe. If something goes wrong, insurance can be a bargain for life.
Step 9. Closure
The closing process, which in different parts of the country is also known as "liquidation" or "trust", is increasingly computerized and automated. In practice, the closings bring together a variety of parties that are part of the real estate transaction.
Step 10. What's next?
You've done it. You have seen properties, made an offer, obtained financing and gone to the closing. Home is yours. Is there anything else in the process of buying a house? If you are a buyer for the first time or a recurring buyer, you will want to take several more steps.